Makarimoul Akhlakh Groupe 3
Makarimal Akhlakh-group 3 is composed of 10 GIE members who are in the same line of business. They are represented by Mrs. Marietou B. She is a divorced woman who has been selling fabric, sewing supplies and other miscellaneous items for over 10 years. She starts her work day at 9 AM and finishes at 5 PM. She is a member of UIMCEC and is seeking a credit to replenish her stock by buying fabric and miscellaneous items. The growth of her revenue will allow her to cover the cost of her children’s tuition and also save money. Her dream is to become a large-scale entrepreneur and travel to big industrial countries around the world to conduct import-export transactions.
Makarimal Akhlakh groupe 3 est composé de 10 membres du GiE qui exerce la meme activité. Ils sont représentés par madame Marietou B. C’est une femme divorcée qui s’adonne depuis plus de 10 ans à la vente de tissus, de produits de mercerie et divers autres articles. Elle commence sa journée de travaille a 9 heures, le matin et rentre a 17 heures. Elle est sociétaire a l’UIMCEC et sollicite un crédit prévu pour l’achat de tissus et d’articles divers dans le but de renforcer son stock de marchandises. L’accroissement de ses bénéfices lui permettra de prendre en charge les frais scolaires de ses enfants mais aussi d’épargner de l’argent. Son rêve est de devenir une très grande commerçante qui voyage a travers les plus pays commerciaux du monde pour faire de import-export.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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