Makarimal Akhlakh Groupe 2
Makarimal Akhlakh-group 2 is composed of 10 GIE members who are in the same line of business. They are represented by Mrs. Henriette, who is the one raising the hand in the photo. She is married and has been working as a vendor for 20 years. She sells traditional colorful “pagnes” cloth and incense. The revenues brought in by her business allow her to contribute to everyday household expenses. She is a member of one of the UIMCEC branches and is seeking a credit to stock up large quantities of goods and grow her business. The growth of her revenue will allow her to improve her family’s nutrition and to save money for future projects. She would like to become a sales representative of the Wooding cloth brand in Senegal.
Makarimal Akhlakh groupe 2 regroupe 10 membres du GIE Makarimal Akhlakh qui habitent le meme quartier. Ils sont représentés par madame Henriette qui a levé la main sur la photo de groupe. Elle est mariée et évolue depuis 20 ans dans le secteur du commerce. Elle pratique la vente de pagnes et d’encens. Les revenus que lui procure son activité lui permettent de participer à la dépense quotidienne. Elle est membre d’un des guichets de l’U-IMCEC et sollicite un crédit dans le but de se procurer les produits qu’elle commercialise en plus grande quantité et développer davantage son activité. L’accroissement de ses bénéfices lui permettra d’améliorer les conditions alimentaires de sa famille et d’épargner de l’argent pour ses projets futurs. Son souhait est de pouvoir représenter la marque wooding au Sénégal.
About UIMCECThis loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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