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Naira lives in Sisian Town with her husabnd, son and daughter. Naira is a lawyer and works at a local company and her husband works at a construcion company. However, the couple also run a farm, which allows them to have independant source of income besides their salaries.

Naira and her husband raise cattle and cultivate wheat, barley and potatoes. Naira has applied for this loan to purchase two heifers. This will allow Naira to keep increasing their number of cattle and earn additional income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Naira to pay for two heifers.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Aug 31, 2012
Currency Exchange Loss:
Sep 17, 2015