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Update on Titus

Titus is now married and has two children. He is still running his general store and now his income has increased to 24,000 KES.

This is will be Titus' third loan with KADET LTD, after successfully paying his previous loans well. He is going to use this loan to purchase sugar, rice, some bales of maize flour, and cooking oil for resale. He plans to use the profits to repay his loan and the will use the remaining amount to buy a plot of land.

His hope and dream is to open a supermarket in the future.

Previous Loan Details

Titus is 28 years old and single. He supports himself. For the past four years, Titus has owned a retail shop in the Chepterit trading center. He earns a monthly income of 5,000 KES. Titus is requesting his third KADET loan to purchase two bags of brown sugar, one bale of wheat flour, and 10 k... More from Titus's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 722
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 84.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Titus to purchase sugar, rice, some bales of maize flour, and cooking oil for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Aug 31, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Titus. It was first posted on Kiva on Sep, 2011. Learn More