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Kristine lives in Geghi village with her parents and daughter. Kristine's parents are pensioners, and her daughter, Elen, is 4 years old.

For many years, Kristine's parents have been involved in cattle breeding. They breed cows, pigs, lambs, hens and keep colonies of bees.

Now Kristine is also involved in agriculture and plans to develop the family farm. With the help of this loan, Kristine plans to purchase more cattle as well as nine colonies of bees. This will allow Kristine to receive more milk, meat and honey, from the sales of which the family gathers its main income.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Kristine to pay for cattle and colonies of bees.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Aug 31, 2012
Currency Exchange Loss:
Sep 17, 2014