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Kothokanu Group
In this Group: Sama, Yamakoro
Sama, the group leader, is both a farmer and a trader, and Yamakoro is a farmer. Both friends grow vegetables, corn and rice. Their families depend on farming for food and income.

When they heard about Kiva supporting the active poor with loans to improve their economic status, they approached Salone Microfinance Trust (SMT) and requested a loan of Le.1, 000,000 ($350 USD) to expand their farm activity. The loan will be used mainly for hiring labourers and purchasing fertilizer.



These two friends are working hard to survive on what their farms are able to produce. They need a small loan from Kiva to help bolster their productivity and improve their lives.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 0
    View loans »
    Sierra Leone Loans Fundraising
  • $8,868,550
    Funds lent in using Kiva
  • 2,895.0
    Sierra Leone Leones (SLL) = $1 USD