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Margot
Margot is 33 and is married to Elmer, with whom she has two children: Kenlar, who is 15, and Ángel, who is 4. They own their own home, which is located in a rural area in Peru.

She is a farmer, planting peas and flowers (gladiolas), which, from her early years in agriculture, always gave good results.

She says, "I plant a bag and a half of peas. When I reap in May, I will get 40 bags." She also produces gladiolas. Her buyers visit her farm to negotiate sales. She says sales are profitable because buyers snap up her products and then take them to other cities. Thus, Margot has income that allows her to educate her young children and affords them some luxuries. For now she will continue on with her crops of peas, taking advantage of the next rains.

This is her 8th loan with Kiva Partner Microfinanzas Prisma. She promises to be punctual with her monthly payments. "The Hummingbirds of Patay" is the name of her community bank, where she is a responsible partner in her activities and payments.

She will invest loan proceeds in the purchase of bags of pea seeds and the remaining money will be used to buy fertilizers.
View original language description ↓
Margot tiene 33 años, está casada con Elmer, con quien tiene dos hijos: Kenler de 15 y Ángel de 4 años. Su casa es propia y se ubica en una zona rural.
Ella es una mujer agricultora, siembra arvejas y flores (gladiolos), los cuales, desde sus primeros años como agricultura, siempre le dieron buenos resultados. “He sembrado una bolsa y media de arvejas, las que cosecharé en mayo, obtendré 40 sacos”, comenta. Asimismo, produce gladiolos, en este caso sus compradores la visitan hasta su chacra para negociar la venta. Según dice, sus ventas son rentables, porque los compradores adquieren sus productos al instante y se lo llevan hacia otras ciudades. De esa manera, Margot obtiene ingresos que le permiten educar a sus pequeños hijos y ofrecerles algunos gustos. Ahora continuará con sus sembríos de arvejas, aprovechando las próximas lluvias.

Este es su crédito número 8 con MFP, por eso se compromete a ser puntual en el pago de las cuotas mensuales. “Los Picaflores de Patay”, es el nombre de su banco comunal, donde es una socia responsable en las actividades y pagos.
Con el dinero de este préstamo invertirá en la compra de bolsas de semillas de arvejas (con 1800 soles), el dinero restante le servirá para adquirir fertilizantes.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Margot to buy bags of pea seeds and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 30, 2012
Listed
Sep 10, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013