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Ceina
Ceína, 34, lives with her spouse and their three children, aged between 12 and 16 years old. Eight years ago, Ceína made a living preparing lunches that she sold, but she got sick and it was medically necessary for her to stop doing it. For that reason, years after regaining her health, she started a service that allowed her to continue generating income and at the same time attend to her children.

This was how she ended up investing a small amount of capital in sweet tropical fruits, to be sold from her own home, little by little adding corn chicha beverages, snacks, tropical frozen sodas and cookies made by herself and her mother, which she prepares from a base of unrefined whole cane sugar.

She makes her sales in cash and her market is her neighbors. Previously, she had received a loan from the Fundación Mario Santo Domingo, with which she bought a freezer for the storage of frozen goods such as ice and ice cream products. She is currently applying for a Kiva loan, with which she will buy snacks, chocolates, ice cream products and chicha in larger volumes in order to strengthen her sales and raise her working capital. Her goal, then, is to achieve an increase in her profits and in the future, adapt the space where she has her business.
View original language description ↓
Ceína de 34 años de edad vive con su cónyuge y sus 3 hijos en las edades de 12 a 16 años. Hace 8 años Cenia se dedicaba a elaborar almuerzos que vendía, pero se enfermó y por prescripción médica debió dejar de hacerlo, por eso años después de recuperada su salud, se dedicó a una actividad, que le permitiera continuar generando ingresos y al mismo tiempo atender a sus hijos. Así fue como invirtió un pequeño capital en frutas tropicales y dulces, para venderlo desde su propia casa, poco a poco agregó chichas de maíz, pasabocas, refrescos tropicales congelados y galletas elaboradas por ella misma y su madre, los cuales prepara a base de panela. Sus ventas las realiza de contado y su mercado son sus vecinos. Ella antes había recibido un crédito de la Fundación Mario Santo Domingo, con el cual compró un congelador, para el almacenamiento de los productos congelados como hielo y bolis. En la actualidad está aplicando a un credikiva, con el cual comprará pasabocas, chocolates, bolis y chicha, en mayor volumen, para fortalecer su venta y aumentar su capital de trabajo. Pues su meta es lograr aumentar sus utilidades y en el futuro adecuar el espacio donde está su negocio.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 238
    View loans »
    Colombia Loans Fundraising
  • $13,362,800
    Funds lent in using Kiva
  • 1,815.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ceina to buy snacks, chocolates, ice cream treats and chicha.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2012
Listed
Sep 10, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013