Nancy Cecilia is 34 years old. She is single and has one child. She lives with her son in the city of Ventanas, in Los Rios province.
She belongs to the rural solidarity group 30 de Julio, which is located in Zapotal Nuevo and belongs to the canton of Ventanas. Its members are farmers.
Nancy Cecilia is a farmer. She grows rice, beans, and corn. She is requesting the loan in order to purchase supplies, fertilizers, herbicides, urea, and liquid weed killers.
She will make her purchases and sell her products in the city of Ventanas every twenty days. This loan will allow her to buy the supplies. She faces challenges, such as pests and late blight on her crops. He dream is to be a successful farmer. She enjoys doing housework in her spare time.
NANCY CECILIA TIENE 34 AÑOS DE EDAD ES SOLTERA TIENE UN HIJO, VIVE CON EL HIJO EN LA CIUDAD DE VENTANAS PROVINICIA DE LOS RIOS.
ES INTEGRANTE DE LA VRC 30 DE JULIO, SE ENCUENTRA UBICADA EN RECINTO ZAPOTAL NUEVO, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRÍCOLAS.
NANCY CECILIA SE DEDICA A LA AGRICULTURA A LA SIEMBRA DE ARROZ, FRÉJOL Y MAÍZ. SOLICITA EL CRÉDITO PARA COMPRAR INSUMOS, FERTILIZANTES, RANGER, UREA, ABONOS, LÍQUIDO MATA MONTE.
LAS COMPRAS Y LAS VENTAS DE LOS PRODUCTOS LAS REALIZARÁ EN LA CIUDAD DE VENTANAS CADA 20 DÍAS. CON LA AYUDA DEL CRÉDITO PODRÁ COMPRAR LOS INSUMOS.
ENFRENTA DESAFÍOS CÓMO LAS PLAGAS, LANCHA EN LOS CULTIVOS. EL SUEÑO ES TENER ÉXITO EN LOS CULTIVOS. EN EL TIEMPO LIBRE LE GUSTA REALIZAR LOS QUEHACERES DOMESTICOS.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!