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Adriana Azucena
Adriana Azucena is 33 years old. She has been a merchant for 12 years. With her husband's help, they have gotten ahead. She is from the Masaya department and started her business in her house. She says she is seeking the way to be the kind of entrepreneur she wants to be. Her husband's family used to sell fried pork and yucca, but they stopped selling it. Then her husband proposed to her that the y continue with the business but between the two of them. Now she also sells perishable items (fruits and vegetables) and she also goes out to sell Avon and Zermat products and silver jewelry. She works at the store in the morning and goes out to offer her products to regular customers that she has in the afternoons.

She came to our Ceprodel offices to ask for a loan to re-stock her business. She will buy Coca-Cola, snacks, fruits and vegetables, jewelry, games, 100 kg of sugar, 100 kg. of rice, and more. She will keep on working at what she likes the most and be able to have a better quality of life for her family.
View original language description ↓
Adriana Azucena con 33 años de edad es comerciante desde hace 12 años, con la ayuda de su esposo han salido adelante, originaria del departamento de Masaya, inicio su negocio en su casa de habitación, cuenta que busca la manera de emprender en lo que ella se propone, comenta que anteriormente la familia de su esposo vendían cerdo frito con yuca, pero dejaron de vender, y su esposo le propuso seguir con el negocio así fue como comenzaron entre los dos, actualmente ella también puso una venta de perecederos (frutas y verduras), y aparte que ella también sale a vender productos de la avon, la zermat y cosas de platas. Por las mañana vende ella y por las tarde sale a ofrecer sus productos a sus clientes que tiene y son fijos.
Se acerca a nuestras oficinas Ceprodel para solicitar un préstamo en el que pueda reabastecer su negocio en la compra de coca cola, golosinas y galletas, frutas y verduras, bisutería, juegos, 1 qq de azúcar, 1 qq de arroz, entre otros. y seguir trabajando en lo que ella mas le gusta, y poder tener una mejor calidad de vida para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Adriana Azucena to buy Coca-Cola, snacks and cookies, fruit and vegetables, jewelry, games, 100 kg of sugar, 100 kg of rice, and more.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Sep 12, 2012
Currency Exchange Loss:
Oct 17, 2013