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Juan Ramón
Juan is 38 years of age, married, and has four children. He has worked as a builder since he was 18, and he learned this trade with some friends. This was because, when he got married, he needed to learn everything. In addition to working as a builder, alongside his wife he also works selling clothes on the street, and has done so for two years.

Miguel and his wife get up very early to make breakfast for their children before they go to school. They stay at home organizing suitcases which they use to take the clothing out to sell, and come home between midday and 1:30 to prepare the lunch for their children. Then, during the evening, they go to church. They buy the products they need for their business in a city. To get there, they need to walk for about 15 minutes, and then take a bus for 30 minutes before arriving at their destination.

Miguel plans to use his loan to buy two dozen skirts, blouses, bras, women’s underwear, socks, men’s underwear and boxer shorts, handkerchiefs, etc. He plans to use this money to meet the need for better items, as his customers request things which they cannot supply due to a lack of money. They also go to buy items every eight days, and with the loan they will be able to buy for the whole month, so that they can buy at better prices and with more variety. Miguel and his wife do all they can to give their children a better quality of life, and their goal is to ensure that they finish university, but Miguel has not been able to do this yet due to a lack of resources.
View original language description ↓
Juan tiene 38 años de edad, es casado y tiene cuatro hijos. Es albañil desde que tenia 18 años de edad, el oficio lo aprendió con unos amigos. Por la razón, que cuando se caso vio la necesidad de aprender de todo. Además, de la albañilería, él junto a su esposa se dedica al comercio ambulante de ropa desde hace dos años.

Ellos se levantan muy temprano a preparar el desayuno a sus hijos; para que se vayan a la escuela; ellos se quedan en casa arreglando las maletas para salir a vender la ropa, regresan a la casa de 12:00 p.m. a 1:30 p.m. a preparar el almuerzo a sus hijos y por la tarde asisten a la iglesia.

Los productos que necesitan para su negocio, los compran en una ciudad. Para llegar a ahí debe caminar a pie unos quince minutos, luego aborda un autobús que tarda unos treinta minutos en llegar a su destino.

El préstamo será destinado para la compra de dos docenas de faldas, blusas, brasieres, blumeres, tangas, calcetines, calzoncillos, boxeres, pañuelos, etc. Con la inversión podrán suplir la necesidad de ofrecer mejores artículos ya que les demandan sus clientes cosas que ellos no andan por falta de dinero. Por otra parte ellos comprar cada ocho días y con el préstamo compraran para el mes, a fin de comprar a un mejor precio, más variedad. Todo lo que hacen es para proporcionarles a sus hijos una mejor calidad de vida, siendo su objetivo que sus hijos terminen la universidad. Pues él no lo pudo realizar por falta de recursos económicos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Juan Ramón to buy two dozen skirts, blouses, bras, women’s underwear, socks, men’s underwear and boxer shorts, handkerchiefs, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013