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Maria Julia

Update on Maria Julia

María is 48 years of age, married, and has no dependent children. She works selling grocery items and fresh foods in her grocery store, which is located in her house in a community in Amapala, in the south of Honduras. She has worked in this business for 11 years, and is a hard-working woman with a huge desire to get ahead in life.

María has requested a loan of 22,000.00 Honduran Lempiras to buy merchandise such as fresh food, milk, corn, beans, rice, sugar, meat, cold cuts, coffee, bread, eggs and other basic items. With the support of this loan, she would like to buy more supplies to sell in her business and, in this way, have more income that will help her household to get ahead. María’s dream is to make improvements to her house.

San Lorenzo, Honduras - August 2012.
View original language description ↓
La señora María de 48 años de edad, es casada no tiene hijos que dependen de ella se dedica a la venta de abarrotaría y frescos en su negocio de pulpería ubicado en su casa de habitación en una comunidad de Amapala, al sur de Honduras. Ella se dedica desde hace 11 años a esta actividad Doña María es una mujer muy luchadora con muchas ganas de salir adelante.
Doña María esta solicitando el préstamo de 22,000.00 lempiras para comprar mercadería como frescos, leche, maíz, frijoles, arroz, azúcar, carnes, embutidos, cafe, pan, huevos y otros productos de consumo básico.
Doña María con el apoyo de este préstamo ella desea surtir un poco mas su negocio y vender mas y de esta manera tener mejores ganancias que le ayudaran a salir adelante en su hogar.
El deseo de Doña María es mejorar su casa.
San Lorenzo, Honduras - Agosto del 2012.

Previous Loan Details

Mrs. María Julia is 46 years old and lives in the village of Zope. She lives there with her three children and her husband. Maria has worked for several years selling grocery items, soft drinks, sausages, and other products. Her business is located in a room of her house. Maria is a serious a... More from Maria Julia's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 40
    View loans »
    Honduras Loans Fundraising
  • $8,919,800
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Maria Julia to buy fresh food, milk, corn, beans, rice, sugar, meat, cold cuts, coffee, bread, eggs and other items for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2012
Sep 12, 2012
Currency Exchange Loss:
May 17, 2013