Martín set a goal to finish building the kitchen and bathroom of his house, which is why he needs the credit to buy bricks, cement, sand and hire manual labor to have a dignified home with all the adequate conditions for his wife and him. Also to provide his children with adequate conditions when they visit.
In spite of having scare resources, he has the vision to get ahead, to improve his quality of life, and hopes that KIVA and Ceprodel (MFI) help him realize his dream to see his house finished with the help of this loan. He's thankful for the unconditional support offered to people with scarce resources.
Así es Martín Antonio un nativo de corazón, es un señor de 66 años, casado, muy cristiano que educó a sus hijos de la mejor manera con buenos principios morales y religiosos y que hoy son personas de bien, independientes los cuales tienen su propio hogar.
Don Martín tiene la meta de terminar de construir la cocina y el baño de su vivienda por lo que en este momento necesita un crédito para la compra de ladrillos, cemento, arena y pago de mano de obra, con el fin de tener una vivienda digna con todas la condiciones adecuadas para él y su esposa, además para cuando lleguen sus hijos de visita brindarles condiciones adecuadas.
A pesar de que es una persona de escasos recursos tiene la visión de salir adelante, de mejorar su nivel de vida y espera que KIVA y Ceprodel le ayuden a cumplir sus sueños de ver su casa terminada con el apoyo de este crédito donde le agradecerá por esta ayuda incondicional que ofrecen a las personas de escasos recursos.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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