Humberto is single and has no children. He lives in his father’s house where he occupies just one room, and the house is located in the Achachicala area of the city of La Paz.
Humberto currently works for a private company, where he spends more than eight hours per day. He uses the money he earns to help his family with food expenses and basic necessities.
Humberto needs a loan to buy a computer, as he would like to study IT and this will really help him with his studies. His dream is to become independent, so he can be more comfortable and improve his quality of life. This is the first time that he has requested a loan from IMPRO and Kiva.
Humbert, es soltero y no tiene hijos, vive en la casa de su padre ocupando solo una habitación, la casa se encuentra ubicada en la zona Achachicala de la ciudad de La Paz.
Actualmente trabaja como empleado en una empresa privada por más de ocho horas al día ya que con lo que gana debe ayudar en los pagos de alimentación y pago de servicios básicos de su familia.
El crédito lo requiere para la compra de una computadora ya que desea estudiar computación y le será de mucha ayuda en sus estudios.
El sueño de Humberto, es independizarse para tener más comodidad y mejorar su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.