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Kenia Iveth
The municipality of El Sauce is known for being a calm town, full of hard-working, honest people. This is the case with young Kenia Iveth, who lives in the Las Pilas region, eight kilometers from El Sauce. She is a young 24-year-old woman who is married with a young son. From the time she was very small, she was taught the love of work, which is why she started her own little street vending business.

She has been working in clothes and shoe sales for three years. She started her business with money given to her by her husband with the goal of generating her own income and helping with household expenses.

She is requesting this loan to buy pants, blouses, underwear, men's shirts, and shoes so she can offer them for sale with the goal of satisfying customer demand and thus generating a little more profits, which would be beneficial for the economic development of her household.

She is very grateful to Kiva and Ceprodel for the support they have offered her with these loans, because it's a way to increase the working capital of all small-business owners. She hopes and trusts in God that these good-hearted investors will continue lending money to people who need it in her country.
View original language description ↓
El municipio de El Sauce se caracteriza por ser un pueblo calmo, lleno de personas trabajadoras y honradas como es el caso de la joven Kenia Ivett que habita en la comarca Las Pilas a 8 km de dicho municipio, es una joven de 24 años, casada con un pequeño hijo, que desde muy pequeña le enseñaron el amor al trabajo por lo cual ella inició con su pequeño negocio de comercio ambulante.

Tiene 3 años de dedicarse a la venta de ropa y zapatos, el que inició con capital otorgado por su esposo con el fin de generar sus propios ingresos y ayudar en los gastos del hogar.

Está solicitando este crédito para compra de pantalones, blusas, ropa interior, camisa de varón y zapatos para su respectiva comercialización con el fin de satisfacer la demanda de sus clientes y así generar un poco más de ganancia lo cual es un beneficio para el desarrollo económico de su hogar.

Está muy agradecida con KIVA y Ceprodel por el apoyo que le han brindado con estos créditos, ya que una manera aumenta el capital de trabajo de todo pequeño comerciante. Espera y confía en Dios que estos inversionistas de buen corazón signa prestando dinero a personas que lo necesitan en nuestro país.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Kenia Iveth to by pants, blouses, underwear, men's shirts, and shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 9, 2012
Sep 9, 2012
Currency Exchange Loss:
Sep 17, 2013