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Update on Juliette

Juliette, 34, has a boutique and has been selling different items for the past fourteen years. She wants another loan to add more merchandise for sale such as soap, cooking oil, and maize flour. Juliette wants to specialize in a boutique selling only products instead of mixing them with foodstuffs. With the profits from her business, she will build a house for her residence.

Previous Loan Details

Juliette sells foodstuff such as beans and potatoes. She is single. She is 34 years old. She has been selling beans and potatoes for 14 years. With this loan, she will add more beans and potatoes to sell. She plans to buy a plot of land. More from Juliette's previous loan »

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 605.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Juliette to buy more soap, cooking oil and maize flour for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Aug 31, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Juliette. It was first posted on Kiva on Apr, 2012. Learn More