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Gayane lives in Norashenik village with her husband and son. Gayane and her family members are involved in cattle breeding: they raise cows, hens and keep colonies of bees.

Gayane would like to increase the number of cattle, for which she needs sufficient funds. With the requested loan she plans to purchase two cows and two heifers. This will allow her to gather more income from the sale of agricultural products and improve her family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Gayane to pay for two cows and two heifers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Aug 31, 2012
Currency Exchange Loss:
Sep 17, 2014