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Thorn's Group
In this Group: Thorn, Set
Thorn is a 39-year-old mother of five children, four of whom are dependent on her and still in school.

The main source of family’s income is from rice farming on one hectare of farmland. Her husband supplements the family’s income through fishing. They have been in this business for almost twenty years. The current business earns her approximately KHR 8,000 per day to meet the family’s needs. Lacking working capital is the main challenge for her business.

Thorn's group consists of two members who live in the same village of the Kror Kor district, Pursat province. She is a second-cycle client with VisionFund. She successfully used her first loan from VisionFund to better support her business.

Now she is leading her group of two to request a loan. Thorn is going to use her portion to buy fertilizers for her farmland. She hopes to increase her family’s income from the current business to make a living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • 4,063.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thorn's Group's $200 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Sep 3, 2012
Currency Exchange Loss:
Jul 17, 2013