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Ms. Shamim is a 51-year-old married woman who enjoys her work of hand embroidery. She started doing work with her daughters four years ago. Her embroidery of wedding dresses is very popular in her community. Due to increasing demand for her embroidery designs, Shamim now needs to employ other women in her business.

Shamim has four daughters and two sons. Her husband is not in good enough physical shape to support her family. Shamim is motivated to provide her family with the basic necessities of life, including food, clothes, and education.

Shamim has requested a loan of 30000 PKR from Kashf foundation. In this way she can manage to buy more frames, needles, beats, and threads of different colors, which will help her meet demand consistently. She hopes to have a good experience with this new loan and will make use of the resulting profits for the betterment of her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 358
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 94.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Shamim to buy more frames, needles, beats, and threads of different colors which will help her meet demand consistently.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Aug 30, 2012
Currency Exchange Loss:
Sep 17, 2013