Silivale is a 42-year-old married woman with 5 children. She has a small plantation and grows taro, banana etc. to earn a living. She has been doing this for many years. Silivale has requested a loan to buy new equipment for her business and to improve her home. She has been a member of SPBD since 2010. With her profits, Silivale hopes to expand her business and save more to improve her family and supplement her income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.