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Anipa is 40 years old and married with four children. Anipa has been drying and selling fruits and berries, such as apples, pears, plums, and rose hips, since 1998, having started this business with 3,000 KGS. Anipa also raises livestock. She currently has 4 heads of cattle.
Anipa's average income from her farm is about 15,000 KGS a month. This income lets her pay for her daughter's college education.
To grow her business further, Anipa has applied to Bai Tushum & Partners for a loan of 100,000 KGS, which she will use to process, dry, and sell fruit. Anipa plans to invest the income from this loan to expand her further.
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Анипе 40 лет, замужем, воспитала 4 детей. Анипа с 1998 года занимается заготовкой и реализацией сушеных фруктов и ягод, таких как яблоки, груши, сливы, шиповник, начав этот бизнес с 3,000 сом (KGS). Также Анипа занимается и животноводством, имея на сегодняшний день 4 головы крупного рогатого скота. В общем, хозяйство Анипы приносит около 15,000 сом (KGS) в месяц. Доходы позволяют Анипе оплачивать учебу для дочери – студентки. В целях дальнейшего развития своего бизнеса, Анипа обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закуп фруктов для обработки, сушки и последующей реализации. Доходы Анипа планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Anipa to purchase fruits for drying.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Aug 29, 2012
Currency Exchange Loss:
Sep 17, 2013