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Gemma is from Lubid, Aurora, Zamboanga Del Sur. She is 41 years old. She is married and has four children.

To make a living, Gemma buys and sells delicacies in the local community. She has been engaged in her business for four years and earns PHP 3,000 a month for these activities.

In 2007, Gemma joined GDMPC. She is requesting a loan of PHP 5,000, which will be used to buy more food items to sell. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 678
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Gemma to buy more food items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 17, 2012
Aug 30, 2012
Currency Exchange Loss:
Mar 15, 2013