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Elena, a 50-year-old married mother of eight children, two of whom are in school, is a very hardworking entrepreneur. For the past 14 years she has operated a sari-sari store business in the Philippines and is now requesting a PHP 13000 loan through NWTF to buy more items to sell such as rice, noodles, snack foods and other grocery items.

In the future, Elena wants to expand her business and make some house improvements.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 2114
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 42.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Elena to buy more items to sell such as rice, noodles, snack foods and other grocery items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Aug 30, 2012
Currency Exchange Loss:
Mar 15, 2013