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José Felipe
José Felipe is sixty four years old. He lives with his life's companion and his daughter. He owns a store where he sells basic necessity products such as basic grains, milk, bread, soap, etc. He has had his business for several years and has a lot of experience in sales which allows him to obtain better profits. The store is located in his home and is the best known store in the area. He has gained a lot of regular customers because people prefer him. He always has what they need at accessible prices, in quality products and of course, good service. José is a man who is dedicated to his work. He is motivated and a fighter. He is always awaiting new opportunities that will allow him to attain success. Like any good merchant, he wants to make his business grow but to do that he needs capital to back him up. That is why he is asking INTEGRAL for a loan that will allow him to buy basic grains, snacks, bread, instant products, beverages, soap, etc. José Felipe has good payment references and he is taking on the responsibility for paying off the debt. He also is confident that he can offer his family a better quality of life.
View original language description ↓
José Felipe de sesenta y cuatro años de edad vive junto a su compañera de vida y su hija; el posee una tienda donde vende productos de primera necesidad, granos básicos, leche, pan, jabones, etc. tiene varios años con el negocio y se ha hecho de mucha experiencia en las ventas que le permite obtener las mejores ganancias, la tienda esta ubicada en su domicilio y es la mas conocida de la zona, se ha hecho de mucha clientela fija pues la gente lo prefiere porque siempre tiene lo que necesitan a precios accesibles, con producto de calidad y por supuesto con buen servicio; José es un hombre dedicado a su labor, motivado y muy luchador, siempre esta a la expectativa de nuevas oportunidades que le permitan alcanzar el éxito, como todo buen comerciante quiere hacer crecer el negocio pero para ello necesita de capital que lo respalde por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, producto instantáneo, bebidas, jabones, etc. José Felipe tiene buenas referencias de pago y se hace responsable de cancelar la deuda al mismo tiempo tiene la confianza que así podrá ofrecerle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 714
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped José Felipe to buy basic grains, snacks, bread, instant products, beverages and soap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 9, 2012
Currency Exchange Loss:
Aug 18, 2013