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Mercedes Fidelina
The "San Gregorio" communal bank gathers together every 15 days in the charming town of Portoviejo, the capital of Manabí. The town is known as the City of the Valley and it has warm weather, beautiful women and a great variety in its gastronomy.
That's where Mercedes lives. She's 30 years old and married, and from this marriage she has two daughters aged 9 and 3. The older one attends school. Her husband works for a public institution.
She's a very good homemaker who's dedicated to her household, to taking care of her daughters and to sales. She sells ladies' undergarments by way of a catalogue from the Leonisa brand. She sells door-to-door and works three or four days a week, but mostly in the mornings. She also sells from home, where her customers come to buy her products, which she sells on credit and collects payment every eight days. She receives her merchandise from a distributor in Portoviejo.
She will use this loan to purchase ladies' undergarments, since she has orders to deliver. She's a founding member and the president of the communal bank, and she enjoys it because the loans come through quickly, without so many requirements.
Her dreams are to move forward with her business and to provide the best for her little girls.
View original language description ↓
EL Banco Comunal San Gregorio se reúne cada quince días en la hermosa ciudad de Portoviejo capital manabita conocida como la Ciudad del Valle, ciudad de clima cálido de hermosas mujeres y con una gran variedad en su gastronomía.

En este lugar vive la señora Mercedes. Tiene 30 años de edad, está casada y de esta relación tienen dos hijas de 9 y 3 años, la mayor esta en escuela. Su esposo trabaja en una institución pública.

Ella es una muy buena ama de casa que se dedica al hogar, al cuidado de sus hijas y al comercio, vende ropa interior de damas por catalogo de la marca Leonisa, su forma de venta es puerta a puerta y trabaja tres o cuatro días a la semana pero más que todo en las mañanas, también vende en su casa hasta donde llegan sus clientes a comprar sus productos los mismos que deja a crédito y cobra cada ocho días. Su mercadería la recibe en una distribuidora en Portoviejo.

Este crédito lo va a emplear para comprar ropa interior de damas ya que tiene pedidos por entregar. Es socia fundadora del Banco comunal, es la presidenta del Banco y le gusta porque los créditos son rápidos sin tantos requisitos.

Sus sueños son seguir adelante en su negocio y darle lo mejor a sus pequeñas.

About Ecuador

  • $10,200
    Average annual income
  • 10
    View loans »
    Ecuador Loans Fundraising
  • $22,566,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mercedes Fidelina to purchase ladies' undergarments.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 21, 2012
Listed
Sep 9, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013