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Mercedes Elena
Mercedes is 48 years old. She lives in the town of Camaná with her 3 children whom she loves very much and who are her reason for living. Sadly, Merecedes lost her husband and became a widow. Since that time, she has dedicated all of her efforts to providing for her family. She has always been a very cheerful person, hardworking and enthusiastic. She worked from the time she was very young to help her parents. Because of this, she wasn’t able to study a professional career, but she would have liked to do so. In her free time, she likes to see movies and on special occasions she cooks a delicious “pollo saltado” [a Peruvian dish similar to stir-fried chicken] to share with her children.

With much effort and enthusiasm, Mercedes started a small business selling rolls. She makes bread by hand. Every day she starts her work in the very early hours of the morning. She works approximately 10 hours per day and she believes that business is going well because her clients recommend her because of her delicious breads and her friendly manner.

Mercedes is very grateful to the Kiva lenders because, due to the support they have provided, she will be able to buy ingredients such as: flour, baking powder, butter, eggs, baking sheets and molds, and other items, and in large quantities. Mercedes will have the necessary ingredients for her bakery, and with this, she hopes to increase her sales and her income, which will serve eventually to help her expand her business. This way she will continue working hard so that she and her family can get ahead.
View original language description ↓
Mercedes es una mujer de 48 años, vive en la ciudad de Camaná con sus 3 hijos, a quienes ama y son su principal razón en la vida, lamentablemente Mercedes sufrió la pérdida de su esposo, ella quedo viuda, desde entonces ha dedicado todos sus esfuerzos por sacar adelante a su familia; ella siempre ha sido una persona muy alegre, trabajadora y entusiasta, trabajo desde muy joven para apoyar a sus padres, debido a ello no pudo estudiar una carrera profesional, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta ver películas y en algunas ocasiones cocina un riquísimo Saltado de Pollo para compartir con sus hijos.
Con mucho empeño y entusiasmo, Mercedes puso en marcha su pequeño negocio de venta de bollos, ella se dedica a la panadería de manera artesanal, todas los días desde tempranas horas de la mañana inicia su labor, ella puede trabajar un aproximado de 10 horas diarias y cree que le va bien porque sus clientes la recomiendan por sus deliciosos panes y por su trato amable.
Mercedes se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de insumos, tales como: harina, polvo de hornear, mantequilla, huevo, bandejas, moldes, entre otros, todo ello por cantidad; de esta manera Mercedes contará con los insumos necesarios para su panadería, con ello espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para más adelante poder ampliar su negocio, así ella seguirá trabajando y esforzándose por que junto con su familia puedan salir adelante.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $56,100,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Mercedes Elena to buy ingredients such as flour, baking powder, butter, eggs, baking sheets and molds, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 11, 2012
Listed
Sep 9, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013