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Manuel De Jesús
Manuel de Jesus is forty-one years old and lives with his life partner and their children. He owns a shop selling basic products: eggs, milk, bread, soap, etc. He has been with the business for several years and has become very experienced in sales which always allows him to get the most profit. He is well known because their shop is the best stocked, and the clientele prefers his high quality products which they sell at low prices in addition to providing good service. Manuel is a determined man, dedicated to his work with a great deal of perseverance. He wants to make a better future and is working hard to persevere along the way. He knows that success does not come by itself. In recent months, the demand has increased and to take advantage of this he now wants to make his business grow. For this reason he has asked for a loan from INTEGRAL which will permit him to purchase grains, candy, bread, eggs, instant products, beverages, etc. Manuel de Jesus has good payment references and excellent moral character. He says that he will settle his debt and is very confident that his family will receive a better quality of life.
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Manuel de Jesús de cuarenta y uno años de edad vive junto a su compañera de vida y sus hijos, el posee una tienda donde vende productos de primera necesidad, huevos, leche, pan, jabones, etc., tiene varios años con el negocio y se ha hecho de mucha experiencia en las ventas la cual le permite obtener siempre las mejores ganancias, es muy conocido, pues su tienda es de las mas surtidas, la clientela lo prefiere porque vende producto de calidad y a precios bajos además, de un buen servicio; Manuel es un hombre decidido, dedicado a su labor y muy perseverante, quiere ganarse un futuro mejor y esta trabajando duro para perseverar en el camino, sabe que el éxito no llega por si solo, en los últimos meses aumento la demanda y aprovechando el momento quiere acrecentar el negocio por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, huevos, producto instantáneo, bebidas, etc. Manuel de Jesús tiene buenas referencias de pago y una moral intachable, asegura que saldara la deuda y a la vez confía en que su familia podrá recibir una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 738
    View loans »
    El Salvador Loans Fundraising
  • $26,311,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $375 helped Manuel De Jesús to sell basic grains, candy, bread, eggs, instant foods, and beverages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 9, 2012
Currency Exchange Loss:
Dec 15, 2012