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Petronila is a single mother who lives with her granddaughters and her three adult children who she provides support to economically. She has a grocery store in her home that began with help from them. She has a daughter who lives outside of the country who sends her money monthly and through this she has invested in her business for six years. She needs the loan to replace the zinc tiling and the gutter in her home and to lift a wall to repair the zinc support. To do this she needs iron beams, bricks, cement, 2 meters of sand, rods to weld, and large zinc sheeting for the ceiling. Regarding the difficulties she has, she told us that we all have troubles but with the help of her sons she has been able to get ahead, thanks to God. For her plans for the future she wants to continue repairing the infrastructure in her home to be able to have a better house and so her family can live better in society.
View original language description ↓
Doña Petronila es madre soltera vive con sus nietas y tres hijos adultos quienes la apoyan económicamente, tiene una pulpería en su casa de habitación que empezó con la ayuda de ellos, tiene una hija que vive fuera del país quien le manda dinero mensual y ella así fue invirtiendo en su negocio hace seis años, necesita el préstamo para cambiar el zinc, la canaleta de su vivienda y levantar un muro para reparar el soporte del zinc para ello tiene que comprar perlines de hierro, bloques, cemento, 2 metros de arena, barra para soldar, laminas de zinc, coloso para techo. En cuanto a dificultades que haya tenido comenta, todos tenemos problemas pero con la ayuda de sus hijos ha podido salir adelante gracias a Dios, como planes futuros quiere ir cambiando la infraestructura de su vivienda para tener una mejor casa y su familia pueda vivir mejor en la sociedad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Petronila to buy cement, iron beams, bricks, sand, rods to weld, and large zinc sheeting for the ceiling.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Oct 1, 2012
Currency Exchange Loss:
Mar 17, 2014