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Esther
Esther sells maize porridge and bread. She also operates a grocery shop at Besease near Elmina. The items in her grocery shop are milk, milo, sugar, soups, different kinds of soft drinks, tin tomatoes, tin fish, biscuits, toffees, powdered milk, etc. Esther is married to a farmer and has five children. She has been in this business for 15 years now. She uses her income to support her family by paying utility bills. Esther will use her loan to purchase maize, flour, and a variety of grocery items to sell. With the new profit Esther will expand her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,315,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Esther purchase maize, flour, and other grocery items to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 31, 2012
Listed
Aug 30, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 18, 2012