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Saodat R. lives in the Gissar region. She is 27 years old, married, and has 2 children. She has secondary education. Saodat is in the business of sewing custom dresses. In addition, she creates women's clothing and sells it on a market. Saodat's main customers are her neighbors.

Her husband is a construction worker, which is only a seasonal job. For this reason, her occupation is the main source of income for their family. Currently, Saodat is looking to purchase summer fabrics from wholesalers. Since she doesn't have enough funds to cover the purchase, she decided to take out a loan. She plans to pay off the credit within 12 months.

Translated from Russian by Vasilisa Budnikova, Kiva Volunteer.

Расулова Саодат проживает в районе Гиссар .Возраст 27 лет, замужем , имеет 2 детей. Образование среднее. Саодат портниха , она шьет на заказ национальную одежду. Так же она шьет женскую одежду и реализует ее на рынке.Основными покупателями Саодат являются ее соседи. Муж клиентки строитель ,работа сезонная. Поэтому ее бизнес является основным источником дохода ее семьи. В данный момент Саодат хочет закупить летнюю ткань у оптовых поставщиков. Своих денег у ней не хватает и она решила взять кредит. Планирует погасить кредит в течении 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Saodat to purchase fabric.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2008
Jun 9, 2008
Currency Exchange Loss:
Jul 15, 2009