The Nehemías Group is made up of three hard-working and enterprising people. One of them is Mayra who has had a cafe for 12 years. She started this business selling fruits and slowly expanded. With her previous loan she was able to buy a small van. The other members are Rosa who has been reselling shoes for 18 years and Jenia who has been reselling shoes for 10 years.
El grupo Nehemías está conformado por tres personas trabajadoras y emprendedoras una de ellas es Mayra quien tiene un cafetín desde hace 12 años. Este negocio lo inicio con la venta de frutas y poco a poco fue aumentándolo.
Ella con el crédito anterior logro comprar una camioneta.
Los otros integrantes son Rosa quien se dedica a la compra de calzado desde hace 18 años y Jenia vende calzado desde hace 10 años.
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.