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Kyzylgul is 65 years old, a widow and raised two children. To provide the primary source of income for her family, she has been involved in farming and animal husbandry for 20 years, having started this business with a sum of 10,000 som (KGS). Thanks to Kyzylgul's hard work, today her business contains one dairy cow with offspring and 1.4 hectares of land, where she grows beans, potatoes and perennial herbs. The monthly profit from the business amounts to about 5,000 som (KGS). Also, Kyzylgul grows berries and fruits in her garden, which brings in a small harvest primarily for her family's needs. In order to further develop her business, Kyzylgul requested a loan in the amount of 80,000 som (KGS) from the "Bai-Tushum and Partners" company to buy dairy cows in order to increase milk volumes. She plans to invest the earnings from the loan into a continued business development and wants to make cosmetic repairs at home.
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Кызылгул 65 лет, вдова, воспитала 2 детей. Кызылгул в качестве основного источника дохода для своей семьи, на протяжении 20 лет занимается полеводством и животноводством, начав этот бизнес с суммы в 10,000 сом (KGS). Благодаря упорному труду Кызылгул в ее хозяйстве на сегодняшний день имеется 1 дойная корова с приплодом, 1,4 га земли, где выращивает фасоль, картофель и многолетние травы, ежемесячная прибыль от хозяйства составляет около 5,000 сом (KGS). Также, Кызылгул выращивает в саду ягоды и фрукты, что приносит небольшой урожай в основном для нужд ее семьи.
В целях дальнейшего развития своего бизнеса, Кызылгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку дойных коров для увеличения надоев. Доходы от кредита Кызылгул планирует вкладывать в развитие бизнеса, а дома хотела бы провести косметический ремонт.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 90
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Kyzylgul to buy dairy cows in order to increase milk volumes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 28, 2012
Currency Exchange Loss:
Aug 17, 2013