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Antoinette is a 45-year-old mother. She has been selling goods at a market in the capital city for 17 years now.

She sells charcoal and both dried and fresh food depending on the season. Her business allows her to support her family, but her small amount of capital prevents her from buying goods in bulk and thus earning bigger profits. She has to buy her goods individually, which is why this loan is so important for her business. The loan will enable her to buy bags of charcoal and pistachios so that she can avoid running out of stock, satisfy her customers, and increase her profit margin.

She will use the profits to pay for her children's education.
View original language description ↓
Antoinette est une femme de 45 ans mère d'enfants. elle est commerçante dans un marché de la capitale depuis 17 ans déjà. Elle commercialise le charbon et les vivres secs et frais en fonction des saisons. C'est grace à cette activté qu'elle subvient aux besoins de sa famuille. mais là petité de son capital ll'empêche d'acheter ses marchandises en gros et réaliser un bénéfice important. elle obligé d'acheter en détail d'ouù l'importance de ce crédit dans son activité parce que grace à ce crédit elle pourra acheter les sacs de charbon et de pistaches ceci pour éviter les ruptures de stocks, satisfaire sa clientèle et augmenter sa marge bénéficiare. Benéfice qu'elle économisera pour la scolarité de ses enfants

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 524.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Antoinette to diversify her goods and increase her inventory of charcoal.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 23, 2012
Aug 27, 2012
Currency Exchange Loss:
Jan 17, 2014