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Bay was born in 1968. Her family is a simple family; her husband and she are cooks. They sell their Vietnamese traditional food in the market. Her family’s income is about 8,000,000 VND per month. Bay has three children. Her youngest child is in the 12th grade. Her oldest child has got married. And the other one is a soldier.

Bay has participated in the credit program of SEDA since 2008. Last cycle, she borrowed 8,736,000 VND and repaid this loan on time. In this loan cycle, she wants to borrow 9,632,000 VND to buy more ingredients for making food to sell. Then, she hopes her business could get enough money to pay for her child’s education fees.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 71
    View loans »
    Vietnam Loans Fundraising
  • $15,283,775
    Funds lent in using Kiva
  • 20,835.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Bay to buy more ingredients for making food to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Sep 3, 2012
Currency Exchange Loss:
Aug 17, 2013