Litia is 25 years old and married with 2 children. She owns and operates a small store, selling items such as packs of twisties, soup, washing powder, packs of sugar, etc. She has been doing this for 2 years. Litia needs a loan to buy more stock for her shop. She hopes to use her profits to expand. She became a member of SPBD in 2010 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.