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Ludmila is 50 years old, and she is a hardworking woman with a great desire to progress in life. Her lifetime’s partner and her elder son help her with business. Ludmila’s smaller son doesn't help with the business. She is one of the successful businesswomen of her town. For more than 12 years, she has been busy with the selling of food items. She knows all aspects of her business very well. Her experiences and skills help her to develop business and in this way improve her living conditions. She wants to develop her business further and buy more food items to sell, but her income is small and she needs your help and mercy.

This is the fourth loan she is requesting from a microlending organization (MLO), and she feels deeply grateful for the economic support she has received to achieve her goals. She is also grateful for the support received by the members of IMON International as she trusts them and feels at ease with them.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $29,714,525
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Ludmila to buy food items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 29, 2012
Currency Exchange Loss:
Sep 21, 2013