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Rukhsana's Group
In this Group: Rukhsana, Sakeena
Rukhsana is 37 years old. She is a hard-working housewife who lives in Punjab, Pakistan, with her husband, son, and daughter.

For 15 years her husband has run a car care and services shop to meet the needs of his family with his meager savings. He is highly specialized in fixing dents and painting cars, and his clients always appreciate his services.

As a member of a two-person lending group, Rukhsana has requested a loan from KIVA partner BRAC Pakistan to by tools and help her husband in the growth of his shop. The loan will help the family to increase their monthly savings as well as to meet their household needs.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 214
    View loans »
    Pakistan Loans Fundraising
  • $13,109,125
    Funds lent in using Kiva
  • 94.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rukhsana's Group's $400 loan helped a member to buy tools for her husband's car repair and services shop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2012
Listed
Aug 29, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013