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Chhay is 33 years old. She is married and lives with her parents in Takeo Province, Cambodia. She has been selling dessert for more than three years, earning approximately $15 per day. Her husband is a rice farmer who earns about $2 each day. In order to improve her family’s living conditions, Chhay is requesting a loan of $1,500 to purchase materials to use in her business. In addition, a part of this money will be used to fix her store. This money will help her expand her store and earn more income to support her family. In the future, she would like to build a new house as soon as possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Chhay to purchase materials to use in her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 14, 2012
Sep 3, 2012
Currency Exchange Loss:
Jan 17, 2014