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A villager from a rural area located in the Dambae district of Kampong Cham province, Sophy is 28 years old and married. She has three dependent children, one daughter and two sons, who are still in school. The primary sources of her family’s income are from rice farming and cassava planting. To better support the family, her husband sometimes works for others for a fee. Having been in this business for thirteen years, she can earn about 34,000 KHR per day and manage to save about 12,000 KHR each day after the expenses. The main challenge for her family’s business is the drop of cassava’s price and unhealthy rice crops.

Sophy has been a member of VisionFund for one cycle already, and she wisely and successfully used the first loan to improve her family’s livelihood and relieve their financial burden. Now applying for another loan of 1,500,000 KHR, she is going to buy fertilizers and pesticides for her farmland and use a portion of it to spend for labor. She hopes to make more healthy rice and cassava so as to increase her family’s income to improve her living conditions and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,062.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Sophy to buy fertilizers and pesticides for her farmland.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 6, 2012
Sep 3, 2012
Currency Exchange Loss:
Dec 15, 2012