Kim is 45 years old and a mother of five children, residing in Reussey Keo district, Phnom Penh. She operates a small store where she sells fast food, such as meatballs, bread, and skewers of beef with pickles to local people in her neighborhood, earning approximately 3.00 USD per day. Some of her younger children help her in this retail business while her husband and her oldest child work as car mechanics in a garage.
Kim would like to have this loan in order to purchase tools and supplies for her husband and her son to be used in their mechanical work. This will enable them to work in their occupation effectively. In the future, they plan to have a small garage where they can provide their services to generate better income.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.