Lotovale is a 55-year-old married woman, with five children.
She has a small plantation where she grows banana and taro to earn a living. She has been doing this for four years.
Lotovale has requested a loan to buy a new wheelbarrow, fertilizer, chemicals, and a shovel for the plantation. She has been a member of SPBD since 2008.
With her profits, Lotovale hopes to extend her plantation and start another business for the next two years.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.