Las Lideres (Cuenca) Group
One of the group's members is Melva. She lives in downtown Cuenca; she is 32 years old and married. She has one 10-year-old daughter and she is only days away from giving birth to her second child. Her husband is a professional taxi driver who works driving his own cab. They do not have their own home, so they rent.
Melva started selling cosmetics ten years ago. She works selling to her friends and acquaintances. She had to leave her previous job working in a boutique because of her pregnancy.
She will use her loan to buy cosmetics to increase her stock and her sales.
Her goal is to have her own boutique because she likes sales a lot.
Una de las socias de este grupo es la Señora. Melva, vive por el Centro de la ciudad de Cuenca, tiene 32 años de edad, es casada y en su unión conyugal ha concebido una hija de 10 años y esta a días de dar a luz a su segundo hijo. Su esposo es chofer profesional y presta sus servicios conduciendo su propia unidad de taxi, no tienen casa propia por lo que viven arrendando.
La Señora Melva hace 10 años que se dedica a la venta de cosméticos, labora vendiendo a sus amigas y conocidas. Por su embarazo tuvo que dejar su trabajo anterior, ella laboraba en una boutique.
Su crédito lo va a invertir en la compra de cosméticos para aumentar su stock y sus ventas.
Su meta es tener su propia boutique ya que le gustan mucho las ventas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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