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Las Lideres  (Cuenca) Group
In this Group: Fanny Laura, Aida Cecilia, Maricela Carolina, Teresa De Jesús, Lourdes Cristina, Melva Irene
The Las Líderes Communal Bank is made up of six women, some of whom have been members of other communal banks, while others are taking out loans with a communal bank for the first time. They are all known for being hardworking women who do different kinds of work to cover their household expenses. They are also all very kind and charismatic. They live in different areas of the city of Cuenca, which is well known because its people keep the torch of their traditions and culture burning. This city has colonial and modern architecture and it has several places to enjoy the beauty of nature.

One of the group's members is Melva. She lives in downtown Cuenca; she is 32 years old and married. She has one 10-year-old daughter and she is only days away from giving birth to her second child. Her husband is a professional taxi driver who works driving his own cab. They do not have their own home, so they rent.

Melva started selling cosmetics ten years ago. She works selling to her friends and acquaintances. She had to leave her previous job working in a boutique because of her pregnancy.

She will use her loan to buy cosmetics to increase her stock and her sales.

Her goal is to have her own boutique because she likes sales a lot.
View original language description ↓
El banco comunal Las Lideres está conformado por 6 mujeres, algunas de ellas ya han sido socias de otros bancos comunales y otras socias es la primera vez que realizan los créditos en el banco comunal, todas se caracterizan por ser mujeres trabajadoras que laboran en diferentes actividades las que le permiten solventar los gastos de sus hogares, también son muy amable y carismáticas. Viven por distintos lugares de la ciudad de Cuenca, ciudad que se caracteriza por que su gente mantiene viva la llama de sus tradiciones y su cultura, esta ciudad tiene una arquitectura colonial y moderna, tiene varios lugares para disfrutar de la belleza de la naturaleza.

Una de las socias de este grupo es la Señora. Melva, vive por el Centro de la ciudad de Cuenca, tiene 32 años de edad, es casada y en su unión conyugal ha concebido una hija de 10 años y esta a días de dar a luz a su segundo hijo. Su esposo es chofer profesional y presta sus servicios conduciendo su propia unidad de taxi, no tienen casa propia por lo que viven arrendando.

La Señora Melva hace 10 años que se dedica a la venta de cosméticos, labora vendiendo a sus amigas y conocidas. Por su embarazo tuvo que dejar su trabajo anterior, ella laboraba en una boutique.

Su crédito lo va a invertir en la compra de cosméticos para aumentar su stock y sus ventas.

Su meta es tener su propia boutique ya que le gustan mucho las ventas.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $23,231,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Lideres (Cuenca) Group's $2,500 loan helped a member to buy cosmetics.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 15, 2012
Listed
Sep 8, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013