Niuia is a 56-year-old married woman with seven children. She makes and sells ice cakes in her community to earn a living. She has two years of experience with this business. Niuia needs a loan to buy sacks of sugar, flavors, plastic cups, etc. She plans to use her profits to expand the business. Niuia has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.