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Jeremiah is a resident and a farmer in Nkubu, Central Kenya where he lives with his wife and two children who are two and four years old. He has been in farming for 10 years and currently produces cereals like maize and sorghum. He also operates a motorcycle transport business.

Jeremiah has requested a loan of 63,000 KES from Juhudi Kilimo to buy and insure a dairy cow. He says the income will help to pay for the education of the children. He plans to buy more dairy cows in the future.

He says the lack of enough animal feed due to insufficient rains, remains a challenge though surmountable with proper planning.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 728
    View loans »
    Kenya Loans Fundraising
  • $43,726,300
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Jeremiah to buy and insure a dairy cow.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 13, 2012
Aug 29, 2012
Currency Exchange Loss:
Sep 20, 2013