One of the members, María, sells cleaning products. With this business, she earns an income and contributes to household expenses. She would like to be able to offer a greater variety of cleaning products in the near future and continue to grow along these lines.
The loan Sra. María is requesting will be used to purchase a greater number of cleaning products, such as air fresheners, floor cleaners, window cleaners, household helpers, detergents, dust cloths, etc. to offer her customers, who are now turning into regulars.
Una de las integrantes, María se dedica a la venta de productos de limpieza; con esta actividad ella genera ingresos y aporta a su canasta familiar, le gustaría poder abarcar mayor variedad de productos de limpieza en el día de mañana e ir creciendo dentro de este rubro.
El crédito solicitado por la señora María sería utilizado para comprar mayor cantidad de productos de limpieza, como desodorante de ambiente, limpia pisos, limpia vidrios, ayudín, detergentes, trapos, etc, para ofrecerles a sus clientes que ya se van volviendo habituales.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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