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Francisca Estela
Francisca Estela is forty-two years old. She lives together with her life partner and their two children in their own house. For thirteen years now, she has operated a business selling sweets and soft drinks. This time spent working has given her a lot of experience in sales, and this allows her to obtain better earnings. She has a lot of steady customers, because people like buying from her, since she sells high quality products at affordable procies, but above all with excellent service. Francisca is an enterprising woman with a great desire to get ahead. She has a lot of dreams she would like to reach, and she is ready to work hard to achieve them, since she knows that this is the only way to have success. Like all good merchants she wants to expand her business, but she needs capital. For this reason she is requesting a loan from INTEGRAL which will allow her to buy sweets on a wholesale basis, soft drinks, etc. Francisca Estela has good credit references and a very good moral character. She promises that she will be able to pay off the loan, and at the same time she is confident that she will be able to give her family a full life.
View original language description ↓
Francisca Estela de cuarenta y dos años de edad vive junto a su compañero de vida y sus dos hijos en casa propia; cliente posee un negocio de golosinas y bebidas desde hace ya trece años el tiempo de trabajo le ha regalado mucha experiencia en las ventas y eso le permite obtener las mejores ganancias, ya tiene mucha clientela fija pues las personas la prefieren porque comercia productos de calidad, a precios accesibles pero sobre todo con un excelente servicio; Francisca es una mujer emprendedora con muchas ganas de salir adelante, tiene muchos sueños que desea alcanzar y esta dispuesta trabajar duro para lograrlos, pues sabe que solo así tendrá el éxito, como toda buena comerciante quiere acrecentar su negocio pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar golosinas por mayor, bebidas, etc. Francisca Estela tiene buenas referencias de pago y muy buena moral asegura que podrá cancelar la deuda y al mismo tiempo tiene la confianza que podrá darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Francisca Estela to buy sweets on a wholesale basis and beverages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 8, 2012
Currency Exchange Loss:
Jan 19, 2013