Siempre Amigas (Cuenca) Group
One of the members of this group is Carmen Lucia. She is 35 years old and is the single mother of one 4 year old son, who this year will begin to study in a small school in the city. She doesn't have her own house so she lives in her grandmother's house, who helps her with the household costs and gives her company.
Carmen Lucia is a professional dressmaker. She has had a small shop for the last 4 years where she makes "polleras" (typical dresses of the region) and blouses. She also raises livestock, especially cattle.
Her new loan will be used for the purchase of cloth and thread for her business.
Her dream is to own her own home.
Una de las socias de este grupo es la Señora. Carmen Lucia, tiene 35 años, es madre soltera de un hijo de 4 años de edad que este año ingresa a estudiar a una escuelita de la ciudad, no tiene casa propia por lo que vive en casa de su abuelita a quien le ayuda con los gastos del hogar y le hace compañía.
La Señora Carmen Lucia de es una profesional en la rama de la costura, tiene un pequeño taller hace 4 años en donde se dedica a elaborar polleras (vestidos típicos) y blusas. También cría animales en especial ganado.
Su nuevo crédito lo va a invertir en la compra de telas e hilos para su negocio.
Su sueño es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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