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Jose Fernando
Jose is forty-eight but he has the spirit and desire for success of a youth of twenty. He is the father of two children, a twenty-one- and a seven-year-old, whom he loves very much. He and he wife work very hard to offer them a decent life, and above all, so they can do better than he has. When he has free time, he really likes to listen to music, and most of all he likes to share one of his favorite dishes, super-delicious chicken soup, with his family. Because of his limited financial resources, Jose was able to go to school only through eleventh grade, but he would like to have studied to be a teacher.

Jose works very enthusiastically in his carpentry business. He works about twelve hours, and can serve up to eight clients, every day. He believes the business is doing well because he is very responsible and, most of all, he is very genial to his customers.

Jose really appreciates the Kiva loans because, thanks to their big help, he'll be able to buy wood, lacquer, varnish, thinner, and other items so he'll have the materials he needs to do his job, serve his clients better, and keep fighting to realize his biggest dreams: provide his children with a good education and to get a circular saw for work.
View original language description ↓
Jose tiene 48 años, pero tiene el espíritu y las ganas de salir adelante como un joven de 20, es padre de 2 hijos de 21 y 7 años, a quienes ama muchísimo y junto a su esposa trabajan muy duro para darles una vida digna y sobre todo para que sean mucho mejores que el. Cuando tiene un tiempo libre le gusta mucho escuchar música y sobre todo compartir con su8 familia uno de sus platillos favoritos el cual es el riquísimo “caldo de Gallina”. Debido a sus pocos recursos económicos, Jose solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar para ser profesor.

Con mucho entusiasmo Jose trabaja en su pequeño negocio de cómo carpintero, el trabaja alrededor de 12 horas al día, puede atender diariamente hasta 8 clientes, el cree que le va bien en su trabajo porque es muy responsable y sobre todo porque atiende a los clientes de manera muy amable.

Jose está muy agradecido con los prestatarios Kiva ya que gracias a su gran ayuda el podrá comprar madera, laca, barniz, tinner, entre otros; de esta manera el podrá tener los materiales necesarios para poder realizar su trabajo y con ello atender, mejor a sus clientes, así el seguirá luchando para hacer realidad su más grande sueño:” Darle una buena educación a sus hijos, y tener una maquina circular para su trabajo”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose Fernando to buy wood, lacquer, varnish, thinner, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 7, 2012
Listed
Sep 8, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013