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Marcelina
Marcelina is 35 years old. Her partner is Tomas, with whom she has two children who are 15 and 12 years old. This family lives in their own house, which they built on land in an indigenous community in the central forest.

She works as a farmer. Starting when she was a child, she learned how to do this activity by helping her parents. Now that she has her own family they also perform the same work. She possesses three plots of land in which she plants coffee. "This year the harvest was good, but I did not earn much because the prices were low" she said. Coffee is the product she sells with the most success in the harvest months (April to June). Her earnings are complemented by the planting of bananas and yuca. For his part, Tomas has worked in a sawmill for two years. There he receives a fixed salary. By these means they can provide for their children and seek a better quality of life.

This is her 9th loan with MFP and just like in the previous cycles, she mentioned that she will be punctual in the payment of her portions. She feels satisfaction and identifies with participating in her community bank "Flower of San Juan" because of the work they complete as a team. She will invest these 3,000 soles in the payment of workers who will clean her harvests. She will spend almost 400 soles on each parcel. What remains will be used to acquire fertilizers.
View original language description ↓
Marcelina tiene 35 años, su pareja es Tomas, con quien tiene dos hijos de 15 y 12 años. Esta familia vive en su casa propia, la que construyeron en un terreno de una comunidad nativa de la selva central.

Ella se dedica a la agricultura, desde niña aprendió esta actividad ayudando a sus padres. Ahora que ya tiene familia propia también se desenvuelve en las mismas labores. Posee tres lotes de terreno en los que siembra café. “Este año la cosecha fue buena, pero no se ganó mucho porque los precios estaban bajos”, dice. El café es el producto que vende con más éxito en los meses de cosecha (de abril a junio). Sus ganancias se complementan con la siembra de plátanos y yucas. Por su parte, Tomas trabaja en un aserradero desde hace 2 años, ahí recibe un sueldo fijo. De esa manera pueden mantener a sus hijos y aspirar a una calidad de vida mejor.

Este es su crédito número 9 con MFP y al igual que en los ciclos anteriores, menciona que será puntual en el pago de las cuotas. Siente identificación y satisfacción de pertenecer a su banco comunal “Flor de San Juan”, por el trabajo en equipo que realizan.
Ella invertirá estos 3000 soles en el pago del personal que limpiará sus cultivos. Gastará cerca de 400 soles por cada parcela. Lo restante será para adquirir fertilizantes.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Marcelina to pay workers who will clean her harvests. She will spend almost 400 soles on each parcel. What remains will be used to acquire fertilizers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 27, 2012
Listed
Sep 8, 2012
Currency Exchange Loss:
Possible
Ended:
May 6, 2014