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Ludmila is a widow and has three adult children. She is a businesswoman and has been working in retail for five years. Ludmila sells women's clothes - skirts, knits, slacks and suits from a rented store space. She makes sure to only offer quality items and regularly travels to shop for new inventory as well as invests all she can into developing her business. She is described as a responsible, punctual and decent person. She has good reviews from her neighbors, business partners and acquaintances. Ludmila would like to take out a loan of 15000 griven to expand her inventory.
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Людмила - вдова. У нее трое взрослых детей. У Людмилы есть собственный бизнес.
Вот уже как 5 лет Людмила торгует женской одеждой - юбки, трикотаж, женские брюки, костюмы. Торговое помещение она арендует. Людмила всегда торгует качественным товаром, регулярно осуществляет поездки за товаром, постоянно инвестирует средства в развитие бизнеса.

Людмилу характеризуют такие качества как ответственность, порядочность, пунктуальность. О ней есть хорошие отзывы со стороны соседей, по бизнесу, знакомых.

Людмила просит предоставить ей кредит 15,000 гривен для увеличения ассортимента товара.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Ludmila to expand inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Aug 28, 2012
Currency Exchange Loss:
Jul 17, 2013